Liability insurance

What is more risky than starting a new business? Let us take some of that risk for you by providing you with liability insurance cover. With premiums starting from as low as £45 for £1,000,000 of cover, there is no reason why you should not have this type of policy in place. There are two main types of cover which are as follows.

Public liability insurance

This is the main type of policy taken out by businesses to cover any injury caused to the public or any damage to their property by yourself or one of your employees during the course of your work activities. You may accidently break something belonging to a customer while working in their house. This policy would pick up the costs incurred if you are provded to be liable.

Employers liability insurance

This cover is taken out by businesses to cover their employees from injury or illness obtained during their work. An employee may seek compensation for their injury/illness if they deem their employer to be liable. This policy would cover these costs.